Top Ten Personal Finance Mistakes

Pay them off. As quickly as possible. Use additional funds from the budget you are now operating with.

Whether a trusted friend, spouse, colleague or family member, you could be enlisting help from someone who cares about you. From having an accountability partner to stop frivolous spending to borrowing money to pay off higher interest rate debt, there are people in your life you should share your financial behavior with.

Most Americans pay too much for homeowners insurance by way of having too much coverage. And, most Americans wait too long to obtain life insurance, to the point that premiums are higher when it is purchased due to being older. So, take some of the money you can gain from lowering your home insurance premiums and get life insurance while you are younger.