Are you an Airtel Nigeria customer in need of emergency data or airtime? You’re not alone. Many subscribers find themselves in situations where they urgently need to make a call or access the internet but have insufficient credit.
Fortunately, Airtel offers convenient borrowing options to keep you connected. Whether you need to borrow data or airtime, the process is quick and straightforward. In this guide, you’ll learn the step-by-step methods to borrow from Airtel, eligibility requirements, repayment terms, and helpful tips to manage your borrowing. By the end, you’ll be equipped to handle any connectivity emergency with ease.
Overview of Airtel Nigeria
Airtel Nigeria has been a major player in the country’s telecommunications industry since its inception. The company’s history dates back to 2010 when Bharti Airtel, an Indian telecommunications conglomerate, acquired Zain’s Africa operations, including its Nigerian subsidiary.
At the time of the acquisition, Zain Nigeria had approximately 10 million subscribers. However, under Airtel’s leadership, the company expanded its operations, investing heavily in network infrastructure and innovative services.
In recent years, Airtel Nigeria has continued to innovate, introducing services such as Airtel TV, a live TV and video-on-demand platform, and Airtel Money, a mobile financial service. Today, Airtel Nigeria is one of the country’s largest telecommunications providers, with over 50 million subscribers. The company’s commitment to innovation and customer satisfaction has earned it numerous awards and recognition within the industry.
Airtel Nigeria’s history is a testament to the company’s dedication to its customers and its commitment to driving growth and innovation in Nigeria’s telecommunications sector.
How to Borrow from Airtel
Borrowing airtime or data from Airtel can be a lifesaver when you’re running low on balance and need to make an urgent call, send a message, or access the internet. Airtel’s borrowing service allows eligible customers to borrow airtime or data and repay on their next recharge. In this guide, we’ll walk you through the simple steps to borrow airtime or data from Airtel.
How to Borrow Data from Airtel
To be eligible to borrow data from Airtel, you must meet the following requirements:
- Link your National Identification Number (NIN) to your Airtel line
- Have an active Airtel line that has been in use for at least three months
- Show a history of regular recharges
- Have no outstanding airtime or data loans
If you meet these criteria, you can borrow data using one of two methods:
- Through the My Airtel App
- Via USSD
Alternatively, if you don’t meet the eligibility criteria, you can request a data transfer from another Airtel user.
How to Borrow Data from Airtel via My Airtel App.
To get started, download the app from the Google Play Store for Android devices or the App Store for Apple devices if you don’t already have it.
Once you’ve signed up and logged in, follow these steps:
- Open the app and sign in with your Airtel number. Navigate to the “Data Loan” section, typically found under “Services” or “More”. Select the amount of data you wish to borrow from the available options, based on your eligibility.
- Confirm your selection, and the borrowed data will be credited to your account instantly. Please note that Airtel charges a service fee for borrowing data, which is included in the total loan amount.
How To Borrow Airtel Data Using USSD Code
Borrowing data from Airtel using USSD is a straightforward process. Follow these instructions:
- Dial *303# on your phone and press the call button. This will open up a menu of options.
- From the menu, select the option to “Borrow Data”. This will take you to a list of data plans that you are eligible to borrow.
- Choose your desired data plan from the available options. The plans available to you will depend on your credit limit, which is determined by your recharge history and other factors.
- Once you’ve selected your desired plan, confirm your request. The borrowed data will be instantly credited to your account.
You’ll also receive a confirmation SMS from Airtel, detailing the amount of data borrowed, the validity period, and the repayment terms.
How to Borrow Airtime from Airtel
Airtel’s Extra Credit service allows eligible customers to borrow airtime and pay back on their next recharge. Here’s a step-by-step guide on how to borrow airtime from Airtel:
Eligibility Criteria
Before borrowing airtime, ensure you meet Airtel’s eligibility criteria:
- Your Airtel line must be at least 3 months old.
- You must have a good recharge history.
- Your account must not have any outstanding debts.
How to Borrow Airtime on Airtel via USSD
- Dial *303# on your Airtel line.
- Select the “Borrow Airtime” option.
- Choose the amount you wish to borrow.
- Confirm your request.
You will be credited immediately, and you will receive an SMS notification about the details including the repayment.
How to Borrow Airtime via My Airtel App
- Download and install the My Airtel App.
- Log in to your account.
- Navigate to the “Borrow Airtime” section.
- Select the amount you wish to borrow.
- Confirm your request.
Repayment
Repay your borrowed airtime on your next recharge. Airtel will automatically deduct the borrowed amount, along with a 15% service charge.
Note:
- Borrowed airtime can only be used for local calls, SMS, and data.
- Borrowed airtime cannot be used for international calls, SMS, or data.
- Airtel’s borrowing service is only available to eligible prepaid customers.
Airtel Borrow Repayment and Fees
Repaying borrowed data or airtime on Airtel is a seamless and automated process. As soon as you recharge your account, the borrowed data or airtime amount, along with the applicable service fee, is automatically deducted from your balance.
If your recharge amount is insufficient to cover the full borrowed amount, Airtel will deduct the available funds and continue to deduct the remaining balance from your subsequent recharges until the full amount is repaid.
It’s worth noting that a small service fee is added to the loan amount as part of the repayment process. This fee is deducted along with the borrowed amount when you recharge your account.
Frequently Asked Questions
Below, we’ve compiled a list of frequently asked questions about borrowing from Airtel, including eligibility, usage, repayment, and more.
How can I check my remaining borrowed Airtel data balance?
Dial *323# to check your data balance. This will display your regular, bonus, and borrowed data balances.
Is there a service charge for borrowing on Airtel?
Yes, Airtel charges a 15% service fee, which is deducted along with the borrowed amount during repayment.
What is the USSD code for borrowing from Airtel?
The code to borrow data and airtime from Airtel is *303#. After dialing that, choose the option to “Borrow data” and select a plan from the data plans you’re eligible for.
How many times can I borrow data from Airtel?
You can borrow data multiple times as long as you stay within your credit limit and meet the eligibility criteria.
Conclusion
In conclusion, borrowing from Airtel is a convenient and hassle-free way to stay connected when you’re running low on data or airtime. With its easy-to-use service, flexible repayment options, and affordable rates, Airtel’s borrowing service is an excellent solution for anyone who needs a quick data or airtime boost.