9 things you should never keep in your purse

If you use your debit card as a way to easily take cash out, then you can bet a thief can do the same if they steal your card.

“I’m not a huge fan of always having a debit card with you, because the cash disappears from your account and you have to prove it wasn’t you before you get it back, unlike a credit card, where you can stop the charges and the money never leaves your account,” John Sileo, CEO of cybersecurity group Sileo Group, told Reader’s Digest.

It may not always be possible, but try only keeping a debit card on you when you know you’ll be withdrawing cash, and a checkbook only when you need to write a check. Also avoid carrying around large wads of cash in the case that you lose your bag for good.