9 things you should never keep in your purse

8. Membership and loyalty cards

If your wallet or purse is a dumping ground for membership or loyalty cards at your favourite stores, gas stations, and restaurants, then you’ll definitely want to downsize.

Just like gift cards and store credit cards, you should bring them only if you know you’re going to use them.

It’s not as risky as losing identifying documents or bank information, but a thief can easily access your gym or use your reward points if they get hold of your card.

An even better option is to check for smartphone apps which can be password protected and used just as easily when you’re out and about.