How to avoid going broke before your next salary

3. Divide your money

After sorting your budget, the next thing you should do is to separate your cash. Put the money you need for your budget with a little ‘jara’ for fun stuff in one account and the remaining should go into your savings or emergency funds account.

4. Stop carrying your card around

In order to stick to your budget, you have to stop carrying your card around. Leave it at home and only take the exact amount of money you need when you go out. You can have a little extra for emergencies but don’t take your card with you.

5. Be disciplined

None of this can be achieved without major discipline. It’s exactly what you need if you really want to avoid going broke before your next salary!