Only a few things can be as frustrating as not being able to spend your money as you wish, anywhere, anytime.
Sadly, many Nigerians find themselves in such a situation. Most traditional naira cards don’t work for international transactions. When they do, most of the cards’ total monthly expenses are capped at a mere $100. It’s that bad.
Fortunately, the best virtual dollar cards in Nigeria are here to change this narrative. But with tons of virtual cards available in Nigeria, it’s difficult to make the best choices. That’s where we come in.
In this guide, we’ve carefully handpicked the best virtual dollar cards in Nigeria for your international spending needs. Let’s explore them!
Top 5 Virtual Dollar Cards in Nigeria
If you need a virtual dollar card for online payment in Nigeria, check out Cardtonic, Cashbuddy, Vesti, Flip by Fluidcoins, and Gomoney.
| s/n | Provider | Card Creation Fee | Monthly Maintenance Fees |
|---|---|---|---|
| 1 | Cardtonic | $1.50 | None |
| 2 | Cashbuddy | $2.50 | None |
| 3 | Vesti | $10 | Varies depending on provider |
| 4 | Flip by Fluidcoins | N1,000 | None |
| 5 | Gomoney | First card is free (Subsequent card costs N850) | Quarterly sum of N53.75 for card maintenance |
1. Cardtonic
The known gift card giant, Cardtonic, now offers a wide range of services, including bill payment and virtual dollar cards. Without mincing words, the Cardtonic virtual dollar card has become a popular choice among Nigerians.
Most virtual dollar card providers require you to have a USD account, but you don’t need that to create a virtual dollar card on Cardtonic. Interestingly, you can also directly fund your Cardtonic virtual dollar card with your Naira wallet, saving you from stress and annoying currency conversion fees.
Of course, there are many virtual dollar card providers in Nigeria. But most of them will cut into your pocket with annoying exchange rates. No wonder the Cardtonic virtual dollar card is preferred by many people. The platform offers the best exchange rates you can find on the market.
What more? Cardtonic doesn’t just give you access to the global market with its magical virtual dollar card. The platform ensures the experience is also secure. Cardtonic employs cutting-edge technology to protect you from fraud while shopping or making international payments. If you ever suspect fraudulent activity with your virtual dollar card, you can deactivate it instantly on your Cardtonic account.
One would ordinarily expect that with its features, the Cardtonic virtual dollar card would be expensive. But that isn’t the case. With a mere $1.50, you can be a proud owner of this virtual dollar card and say goodbye to the nightmares of using traditional naira cards for international transactions.
Getting a Cardtonic virtual dollar card is like eating a piece of cake. Especially if you know your way around the internet. You just have to download the Cardtonic app and create an account, complete the basic KYC process, fund your wallet, and that’s all.
How to Create a Virtual Dollar (USD) Card In Nigeria – Cardtonic
2. Cashbuddy
Cashbuddy is another fintech brand that offers virtual dollar cards. You can pay or get paid globally with the Cashbuddy virtual dollar card. This card can be used for Netflix, Apple Music subscriptions, etc.
Whether you’re an individual or a business, the Cashbuddy virtual dollar card is your gateway to seamless and secure payments. The Cashbuddy virtual dollar card costs $2.50 to create.
3. Vesti
The Vesti virtual dollar card is one of the best virtual dollar cards for online payments in Nigeria. The card is accepted on over 100 platforms. You don’t have to wait for hours for your transactions to be confirmed when using this virtual dollar card.
Vesti uses high-level encryption services to protect your card information from third parties. This platform offers fair exchange rates, and you can own the card in minutes. You can create your Vesti virtual dollar card with just $10.
4. Flip by Fluidcoins
Flip by Fluidcoins is an innovative solution to transcend the limitations of making international payments in Nigeria. Flip offers you the chance to make payments the Web3 way. You don’t have to worry about currency conversion fees; this card can be directly funded with your USDT. The USDT is a stable cryptocurrency pegged to the US dollar.
From paying for courses on Udemy or shopping on Temu, Fluid by Fluidcoins is here to make your dream of international payments a reality. It costs only N1,000 to create this card.
5. Gomoney
Gomoney is a digital bank that offers virtual dollar cards in Nigeria. Creating your first Gomoney virtual dollar card is free. But subsequent cards cost N850 to create. You can use your Gomoney virtual USD card to subscribe to Netflix and Spotify. Or pay for Meta services without breaking a sweat.
Gomoney allows you to monitor your card transactions in real-time to prevent fraud. You can deactivate the card in case of a suspicious transaction. Interestingly, you can customize the colour of your card and give it a name to fit your mood.
Frequently Asked Questions About Virtual Dollar Cards in Nigeria
1. What Are the Advantages of Having a Virtual Dollar Card in Nigeria?
The main advantage of having a virtual dollar card in Nigeria is access to the global market. It’s also more convenient and secure than traditional cards.
2. Is it Expensive to Get a Virtual Dollar Card in Nigeria?
No, it’s not expensive to get a virtual dollar card in Nigeria. With as little as $1.50, you can get a virtual dollar card on Cardtonic in minutes. Interestingly, you don’t have to pay a penny for the card’s maintenance.
3. Which Virtual Dollar Card is Best for Making Payments on the Apple Store?
The Cardtonic virtual dollar card is your best bet when it comes to making payments on the Apple Store. It’s secure to use for your purchases and subscriptions on the platform.
4. What Virtual Dollar Card Can I Use to Buy Starlink Internet As a Nigerian?
You can use the Cardtonic virtual dollar card to buy a Starlink Internet as a Nigerian. The card is readily accepted by Starlink.
5. Where Can I Instantly Get a Virtual Dollar Card in Nigeria Today?
You can instantly get a virtual dollar card in Nigeria today on Cardtonic. The process isn’t cumbersome at all. Within a minute, you’ll be a proud owner of a virtual card that works.
Conclusion
Nobody deserves to be stressed just because they want to pay for Facebook ads or shop on Amazon. That’s why Cardtonic, Cashbuddy, Vesti, Flip by Fluidcoins, and Gomoney are here to give you the freedom to pay globally with ease.
Say goodbye to card rejections and annoying restrictions when you get a virtual dollar card from a top provider like Cardtonic today. You’ll thank yourself later on. Enjoy!
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