The Best Credit Card For Students With Airport Lounge Access

Do you love flying to exotic destinations during your vacations? You might be wondering which of the best cards for students give you the best experience when it comes to airport lounge access rewards.

If you’re interested in getting a credit card that gives you lounge access and flying miles, look no further! There are plenty of cards out there that can help you do this. However, you might be spoiled for choice because of the many options out there.

“I’m the worst customer for a credit card company because I always pay my balance off every month.”
– Katie Melua

Why would you want a credit card? The benefit of credit cards is that you pay no interest if your balance is paid off within the due date. Not only this, but credit cards have plenty of exciting rewards and points that you can earn on your spends.

To help you out, here’s a compiled list of the best credit cards for students with airport lounge access, in no particular order –

1. JetPrivilege HDFC Diners Club

This card is one that you’ll love if you enjoy flying frequently. It provides you with unlimited lounge access for your domestic travels and five accesses per year for international travels.

If you’re a frequent domestic traveller and looking for premium services, it even pampers your wanderlust by offering you a concierge service. This helps you book flights, car hires, couriers and golf course reservations and with 2X the points and air miles to collect as you travel.

The JetPrivilege HDFC Diners Club credit card has a joining/renewal membership fee of ₹5,000 plus GST.

Sounds good, doesn’t it? To know more about the JetPrivilege HDFC Diners Club, you can click here.

2. ICICI Sapphiro Amex

Having the advantages of American Express opens up a horizon to explore and feed your hunger for travel.

Having this card amplifies your experience as you are now part of the elite “DreamFolks” club.

Dreamfolks is India’s largest airport service provider catering to your dining, wellness, transit, lounge accesses, meet and assist, transfers, and even airport stays.

The ICICI Sapphiro Amex credit card gives you 4 quarterly domestic lounge visits with two complimentary domestic airport spa visits.

The joining fee is  ₹6,500 + GST. The annual fee from the second year onwards is ₹3,500 + GST which is waived off if you charge your card for ₹6,00,000 or more in the previous year.

You can apply for your own ICICI Sapphiro Amex here!

3. Air India SBI Signature

Air India is known for its premium services and their frequent flyer program.

Associating your Frequent Flyer Number (FFN) to The Air India SBI Signature card allows you up to 8 domestic visits per year and up to ₹11,250 in bonuses and 20,000 reward points when joining the service.

International Airport Luxury Lounge lets you access over 600 airport lounges around the world, earn 4 reward points for every 100 rupees spent and get 1,00,000 bonus points rewarded annually.

The best is that you can convert these points to Air India Miles then redeeming to fly with ease enjoying all privilege’s travelling has to offer.

The one-time annual fee is ₹4,999 + GST, and the renewal fee per annum is the same.

Read more about the features of the Air India SBI Signature here.

4. Yes First Exclusive

The Yes First Exclusive comes with many benefits for airport lounge access. Whether you enjoy dining, flying, watching movies, visiting hotels or even playing golf, this card has it for you.

The interest rate is comparatively reasonable with the Yes First Exclusive card. You can expect to pay a rate of interest per month of 1.99% which amounts to 23.88% annually on cash advances, reviving credit and overdue balance.

You can get up to 40,000 reward points on your first transaction done within the first 90 days of activating your card. Every time you renew your card, you can enjoy a Renewal Benefit of 30,000 reward points.

As we mentioned earlier, this card is great if you love watching movies. You can enjoy up to 25% discount on movie tickets when booked on BookMyShow.

The charges for the card are a first-year membership fee of ₹9,999 + GST and an annual renewal fee of the same amount.

You can apply for your Yes First Exclusive card here.

5. Citi Prestige

Having this card gives you access to elite amenities as you travel.

The Priority Pass gives you complimentary entry to over 1300 airport lounges internationally.

It only gets better from here, you get rewarded with one complimentary hotel night for every 4 nights spent anywhere any luxury hotel.

Just to appetise you, 2500 reward points and a benefit of 10000 is a welcome gift to any ITC Hotel or any stay from the Taj Group of Hotels.

Transfers of reward points to airline miles, or luxury hotel partners around the country and world like IHG and Taj InnerCircle.

Redeem points on travel websites like IndiGo, Yatra, Goibibo and Make My Trip, or buy event tickets from around the world with BookMyShow. This is the perfect card for a traveller on the go.

Visit the bank’s official page to learn more and apply!


Out of all the options available in the market today, these are the best credit cards with lounge access. Travelling the world is a great experience, and you would love to do so in comfort and style.

The perfect companion for you while you do enjoy your flights is a credit card that gives you lounge access and many other benefits.

Remember, each card has its own benefits and eligibility criteria. They also have their own different joining and renewal fees. While some cards are cheaper than others, more expensive cards often have more rewards that you might be interested in.

A good idea is to do your research to find the perfect credit card for you. For further clarity, you can visit their respective websites to receive full details and apply for your credit card.

There’s a card for everyone, so find out which one is the right one for you and happy travels!


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